# National Population Projections (2024(base)–2078)

## Stats NZ | Tatauranga Aotearoa

**Source:** [https://www.stats.govt.nz/information-releases/national-population-projections-2024base2078/](https://www.stats.govt.nz/information-releases/national-population-projections-2024base2078/)
**Capture Date:** 2026-06-07

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## Overview

Stats NZ produces national population projections every two to three years, providing estimates of future population size and structure based on different assumptions about fertility, mortality, and migration. The **2024(base)–2078** projections (released in 2025) update the previous series and show continued population growth and — most importantly for aged care planning — a rapidly ageing population.

All figures below are for the **projected resident population of New Zealand**.

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## Key Projections: Ageing Population

New Zealand's population is ageing across all projection scenarios. The key trends for older age groups are:

### Population Aged 65+ (Retirement Age)

| Measure                            | 2024 (Base)  | 2051 (Low Series) | 2051 (Mid Series) | 2051 (High Series) |
| ---------------------------------- | ------------ | ----------------- | ----------------- | ------------------ |
| **Number**                         | 0.87 million | 1.44 million      | 1.50 million      | 1.55 million       |
| **Percentage of total population** | 17%          | 21%               | 22%               | 24%                |

- From 2024 to 2051, the number of people aged 65+ increases by **66–78%**.
- As a share of total population, 65+ rises from roughly **1 in 6 to 1 in 5 (or more)**.

### Population Aged 85+ (Oldest Old — High Health and Care Needs)

| Measure    | 2024 (Base) | 2051 (Low Series) | 2051 (Mid Series) | 2051 (High Series) |
| ---------- | ----------- | ----------------- | ----------------- | ------------------ |
| **Number** | 95,000      | 275,000           | 298,000           | 322,000            |

- The 85+ population is projected to **more than triple** (increase by 190–240%) by 2051.
- This group has the highest per-person need for health services, residential care, home support, and disability services.
- By the late 2040s, there will be more people aged 85+ than there are people aged 65+ today.

### Population Aged 100+ (Centenarians)

- Projected to grow from approximately 1,200 in 2024 to between **5,400 and 7,200** by 2051 — a 4- to 6-fold increase.

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## Median Age Rising

| Measure                | 2024 | 2051 (Mid) | Trend                                  |
| ---------------------- | ---- | ---------- | -------------------------------------- |
| **Median age (years)** | 38.3 | 42.0–44.0  | Rising steadily as the population ages |

- The median age was 37.4 in 2020 and is projected to reach **40+ by the early 2030s**.
- In all projection scenarios, the population continues to get older as the large baby-boom cohort ages into older age groups and is replaced by smaller cohorts.

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## Dependency Ratio

The **dependency ratio** measures the number of people aged 65+ per 100 people aged 15–64 (the traditional "working age" population). It is a key indicator of economic support pressure.

| Measure                                               | 2024 | 2051 (Mid) | 2051 (Range Across Series) |
| ----------------------------------------------------- | ---- | ---------- | -------------------------- |
| **Old-age dependency ratio (65+ per 100 aged 15–64)** | 25   | 33         | 33–38                      |

- In 2024, there were about **25 people aged 65+ for every 100 working-age people**.
- By 2051, this is projected to rise to **33–38 people aged 65+ per 100 working-age people** — a 32–52% increase.
- This means fewer working-age people per older person, with implications for:
  - Tax revenue and spending on NZ Superannuation
  - Health and disability workforce supply
  - Aged residential care capacity
  - Informal care supply (fewer family carers available)

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## Total Population Projections (All Ages)

| Measure              | 2024 (Base)  | 2051 (Mid)   | 2078 (Mid)   |
| -------------------- | ------------ | ------------ | ------------ |
| **Total population** | 5.34 million | 6.46 million | ~7.0 million |

- Population continues to grow across all projection series, but at a slower rate than in recent decades.
- Growth is driven primarily by **net migration** (rather than natural increase).
- Natural increase (births minus deaths) is projected to turn negative in the 2040s or 2050s as deaths exceed births — meaning all future population growth depends on net migration.

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## The "Baby Boom" Echo

The large cohorts born in the 1950s–1970s (baby boomers) are moving through the age structure:

- In the 2020s and 2030s, this group is aged 55–85+ — driving the rapid growth in the 65+ age group.
- By the 2050s, the baby boomers will have moved into the 85+ group, contributing to the tripling of the oldest-old population.
- The "baby bust" generations (smaller cohorts born from the 1970s onward) mean there will be proportionally fewer younger people to support the growing older population.

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## Life Expectancy

| Measure                                | 2024       | 2051 (Mid) | Change     |
| -------------------------------------- | ---------- | ---------- | ---------- |
| **Male life expectancy at birth**      | 80.5 years | 83.3 years | +2.8 years |
| **Female life expectancy at birth**    | 84.0 years | 86.5 years | +2.5 years |
| **Life expectancy at age 65 (male)**   | 19.4 years | 21.2 years | +1.8 years |
| **Life expectancy at age 65 (female)** | 21.9 years | 23.6 years | +1.7 years |

- People are living longer, and this contributes to the growth of the older population, especially the 85+ group.
- However, there remain persistent gaps in life expectancy between ethnic groups — Māori and Pasifika life expectancy is several years lower than the national average.

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## Implications for Aged Care and Health Services

The projected demographic changes will have profound implications:

### 1. Residential Care Demand

- With the 85+ population tripling by 2051, the demand for aged residential care (rest home, hospital, dementia, psychogeriatric) will increase substantially.
- Current residential care capacity will need to expand significantly or be supplemented by higher levels of home-based support.

### 2. Home and Community Support

- The 65+ population growing by 60–80% will increase demand for home support services (personal care, home help, carer support, day programmes).
- There will be strong policy pressure to "age in place" and delay residential care entry.

### 3. Dementia Prevalence

- As the population ages, the number of people with dementia is projected to more than triple (from ~70,000 today to over 170,000 by 2050).
- This matches the projected tripling of the 85+ population, the age group with the highest dementia prevalence.

### 4. Workforce

- The health and disability workforce will need to grow substantially to meet demand, at the same time as the ratio of working-age to older people is declining.
- Increased reliance on migrant workers in health and aged care is likely.

### 5. Informal / Family Care

- With smaller family sizes and more women in the workforce, the supply of informal (unpaid) family carers is likely to shrink relative to the population needing care.
- Formal care services (home support, residential care) will need to fill the gap.

### 6. NZ Superannuation and Public Finances

- The rising old-age dependency ratio means fewer workers per retiree, putting pressure on the tax base that funds NZ Superannuation and health services.
- Policy responses may include raising the age of eligibility, increasing taxes, or adjusting benefit levels.

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## Projection Methodology

- **Base population:** Estimated resident population at 30 June 2024.
- **Projection horizon:** 2024 to 2078 (54 years).
- **Three main series** (based on varying assumptions):
  - **Low series:** Lower fertility, lower migration, higher mortality
  - **Mid series (most commonly used):** Medium fertility, medium migration, medium mortality
  - **High series:** Higher fertility, higher migration, lower mortality
- **Additional sub-series** vary within these bounds.
- Projections are not forecasts — they show what would happen under given assumptions. Actual outcomes will depend on policy, economic conditions, and social trends.

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## Key Comparisons (Selected Years)

| Age Group            | 2024  | 2034  | 2044  | 2051 (Mid) | 2078 (Mid) |
| -------------------- | ----- | ----- | ----- | ---------- | ---------- |
| **65+ (number)**     | 0.87M | 1.15M | 1.37M | 1.50M      | 1.70M      |
| **65+ (% of total)** | 17%   | 19%   | 21%   | 22%        | 23%        |
| **85+ (number)**     | 95K   | 130K  | 203K  | 298K       | 396K       |
| **85+ (% of total)** | 1.8%  | 2.2%  | 3.1%  | 4.6%       | 5.6%       |
| **Median age**       | 38.3  | 40.0  | 41.5  | 43.0       | 44.0       |
| **Dependency ratio** | 25    | 28    | 31    | 33         | 36         |

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## Summary of Key Facts

| Topic                              | Detail                                                                                                                                          |
| ---------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------- |
| **65+ population (2024)**          | 0.87 million (17% of total)                                                                                                                     |
| **65+ population (2051)**          | 1.44–1.55 million (21–24% of total)                                                                                                             |
| **85+ population (2024)**          | 95,000                                                                                                                                          |
| **85+ population (2051)**          | 275,000–322,000 (more than triples)                                                                                                             |
| **Median age (2024 → 2051)**       | 38.3 → 42–44 years                                                                                                                              |
| **Dependency ratio (2024 → 2051)** | 25 → 33–38 (per 100 working-age)                                                                                                                |
| **Total population (2024 → 2051)** | 5.34M → ~6.46M (mid series)                                                                                                                     |
| **Life expectancy (2051)**         | 83.3 (male), 86.5 (female)                                                                                                                      |
| **Key driver**                     | Baby boomers ageing into 65+ and 85+ groups                                                                                                     |
| **Implications**                   | Increased demand for residential care, home support, dementia services, and healthcare workforce; reduced informal care supply; fiscal pressure |
