Sector evidence
Sector body
June 2026
Next review not yet scheduled
New Zealand
Medium confidence
published
SNZ editorial review
Evidence boundary: This record summarises the cited source. It does not establish local availability, individual eligibility, or professional advice.
Short Answer
Sorted is the official consumer finance website of the NZ Retirement Commission.
Key Points
- •Women turning 65: most commonly live to 91; 1 in 5 live to 95+
- •Men turning 65: most commonly live to 89; 1 in 5 live to 93+
- •Plan for 25-30 years of retirement
- •~40% of over-65s rely solely on NZ Super
- •~1 in 3 Kiwis work past age 65
- •Paid work does NOT reduce NZ Super entitlement
Full Summary & Notes
Sorted is the official consumer finance website of the NZ Retirement Commission. This guide is the authoritative source for retirement planning in New Zealand. It fills a critical gap in consumer-focused financial guidance. - Women turning 65: most commonly live to 91; 1 in 5 live to 95+ - Men turning 65: most commonly live to 89; 1 in 5 live to 93+ - Plan for 25-30 years of retirement - ~40% of over-65s rely solely on NZ Super - ~1 in 3 Kiwis work past age 65 - Paid work does NOT reduce NZ Super entitlement - NZ Super starts at 65; no set retirement age - Owning home debt-free is a powerful goal - Key costs that rise: healthcare, insurance, rates 1. NZ Super (universal pension from age 65) 2. KiwiSaver (employer + government contributions) 3. Other savings and investments 6. Reverse mortgage or equity release 7. Iwi-based savings (e.g. Ngāi Tahu Whai Rawa) 8. Renting out part of home / boarder - NZ Super rates (current) - Manage your money in retirement - Family trusts guide - Getting out of debt - Enduring powers of attorney - Retirement calculator tool - KiwiSaver calculator tool Sorted content is regularly updated by the Retirement Commission. Check for changes after each Budget or policy change.
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